For collections with sums insured of £30,000 and up to £74,999 and/or where there are single item(s) valued at £7500 or higher included, the insurer's minimum security conditions automatically apply as follows. For sums insured of £75,000 or above a security alarm is normally required. For sums insured of £100,000 and above a security survey by the insurer maybe required.
Minimum security level
You have confirmed to us that your home is protected with the following minimum level of security
(ii) Garage Doors
Note: This does not apply to opening of less than 23cm by 15cm (9 inches by 6 inches).
(iv) Louvre Windows
These requirements do not apply to fire exits designated by the fire prevention officer.
If you do not have this minimum level of security this policy will not provide for theft, attempted theft of malicious damage, where entry into your home is made or attempted. We may also cancel the policy from the date the level of security is not present.
All doors and windows must be locked whenever:
1 there is no person in charge of the home within the boundaries of the land belonging to the home;
2 you go to bed at night (windows in rooms you are sleeping in do not need to be locked)
If you have the minimum security described above but do not take the action described in security conditions, a £1,000 excess will apply to any claim for theft, attempted theft or malicious damage, where entry into the home is made or attempted.